"I went to court and the judge threw the ticket out!"
What happens in Oregon when you go to driving court and the judge "throws" the ticket out? In very simple terms the ticket will not be removed from your driving record, it will still be there. The judge might have dismissed the fine, but it is rarely if ever removed from your driving record. If you think the ticket itself should not show up on your record be smart and get a document from the court before you ever leave there or you will not be able to.
Oregon auto insurance agents hear quite often that a ticket was dismissed when they ask about driving records. Insurance agents do not have the ability to dispute a ticket. Most people have perfectly reasonable explanations for why the ticket should not count; we just literally cannot change the report. If the DMV reports it, only a new DMV report (printed on their letterhead) can update a driving record on your policy. Any updated report has to be sent to the insurance company after the policy was issued.
Make sure you tell the agent everything that has happened over the last three years, get the right quote, and if you want to dispute something you will need to go through the DMV and court system.
We want to help; we need your help to help you. Give us a call at 503-489-3143 or 503-693-2852 for a quote. You can also fill out a quote request on our website.