I had a call today from a customer who wanted to change the due date of his premium. Two of the carriers will allow you to move your due date forward if you are on automatic payments, so that it is paid sooner. None of them will let you move it past your actual due date, so it is paid later.
Your premium due date is set at the time you apply, and in most instances is due every 30 days. Depending on the carrier, that could mean on the same date every month, or it could be literally every 30 days. Make sure you clarify this if your payment date is important to you.
One of our carriers requires the first payment in 25 days, then every 30 days after that. For example, if you got your policy on the 6th of the month, your first monthly payment would be on the 1st of the next month, and subsequent payments would be on the 1st of every month. The good news with this carrier, is that you only make a total of 5 payments, including your down payment. The last month, there is no payment. Again, make sure you look at the payment schedule if this is important to you.