There are a number of things you can do to lower the cost of your automobile insurance. The easiest thing to do is ask us to get quotes from several companies for you. It is not uncommon to find quotes on automobile insurance that can vary by hundreds of dollars for the same coverage on the same car. When you shop, be careful to make sure each insurer is offering the same coverage.
Another way to lower the cost of your automobile insurance is to look for any discounts for which you may qualify. For example, many insurers will offer you a discount if you insure multiple cars under the same policy or if you have had a driver education class in the last five years. Be sure to ask us about their discount plans. Owning a home, mobile home, duplex or town home will help you save a lot of money. Increasing your deductible on physical damage coverage will lower your rate. Simply raising your deductible from $250 to $500 can lower your premium sometimes by as much as ten percent.