If your friend has a drivers license and does not live in the same house as you he would most likely be covered to drive your car on a temporary and occasional basis without having to be listed on your policy. Too many drivers interpret this to mean anyone can drive their car without listing them no matter what.

A licensed driver who lives in the same house as you must be listed and authorized on your policy to be covered to drive. Often policyholders will hide drivers who should be listed because they have a bad driving record, a suspended license or are a young driver all potentially causing the price of the insurance to go up. We can help you find a company who will let you exclude that driver so you don't get charged for them if they truly do not drive your car.

If you have any doubt if a driver should be listed before you let them drive your car, please give us a call. We would be happy to help talk you through your situation.