Collision is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a parked car, take a car head-on, rear-end a car or t-bone a car, the damages to your car will be paid under your collision coverage if you have purchased that optional coverage.

Comprehensive provides coverage for most other direct physical damage losses you could incur, including theft, fire, flood, vandalism, glass breakage . For example, damage to your car from a hailstorm or hitting a deer would be covered under your comprehensive coverage.