The two most common reasons for cancellation are for non-payment of the insurance premium or undisclosed underwriting information. It's getting harder to hide important information. For example, the State of Oregon now allows active, real-time motor vehicle report searches, so an undisclosed driving record is becoming less common. It is also important to disclose all residents of your household age 14 and over, regardless of their driving status. Undisclosed drivers in the household or business can be grounds for termination or denial of a claim. Call us at Pulse Insurance 503-489-3143 with any other insurance questions.